Welcome to the Kardia Group!
Kardia Group is defined by providing unparalleled service with a heartfelt commitment to our clients and business associate's. Our goal is to exceed all customer expectations by giving them an honest, trustworthy and reliable experience. Our name is from the New Testament meaning the heart or center of all things. We believe in keeping our hearts at the center of our client's real estate needs. Thank you for the opportunity to share our passion for real estate with you by providing exceptional service. Please feel free to learn more about our team by visiting our agent roster!

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Cut Mortgage Insurance

Making additional payments toward the principal of your mortgage will do three things for the homeowner: save interest, build equity and shorten the term on fixed rate mortgages. 36893374_s.jpg

These things should be beneficial enough to justify the extra payments but another huge advantage is available to those who have private mortgage insurance on their loan. Mortgage insurance rates vary but can range from seventy-five to two hundred dollars a month on a $200,000 mortgage.

Lenders are required to automatically terminate mortgage insurance when the principal balance reaches 78% of the original value of the ...

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